​​**Key Facts about our New Construction Loans

  • Construction loans offer funding up to 95% of construction costs with multiple draws available
  • Land advances available up to 75% of land value
  • Individual loan amounts $150K – $50 MM

  • Loans available for single family and multi-family properties, including properties up to 20 units
  • Single property loans available for borrowers with no real estate investment experience


LOAN PURPOSE 

  • Ground-up construction loans for developers and investors building 1-5 properties at a time
  • Lot financing can be included, if lots are in build-ready condition
  • Program includes exposure line of credit for experienced large volume investors, or single loan option


INTEREST RATE

  • 6.99% and up


MINIMUM PROPERTY VALUE

  • $150,000


TERM

  • 12 months, with optional 3 month extension


BORROWER TYPE

  • LLC, Partnership, or Corporation


MAXIMUM LOAN-TO-VALUE (LTV)

  • 75% of ARV


MAXIMUM LOAN-TO-COST (LTC), COST IS PURCHASE PRICE AMOUNT

  • 95%


WHEN DO WE USE LTV VS LTC?

  • Generally, we use the lesser of LTV or LTC calculation


Note: Loan approval is subject to program guidelines. Interest Rate and program terms are subject to change. Final terms vary according to the unique attributes of each loan transaction. Loans made to non-natural person (Business entity only). **Loan amount based on 75% of “ARV value” or 95% LTC, whichever is lower. These are commercial loans. Please call for details.​





Need a business line of credit for your down payment, rehab or expansion?

New Construction Loan Application 

Please fill this form out to generate rates and terms. A loan officer will be calling within 1 business day to answer all your questions and send you pre-qualification letter. 


WHAT WE DO:                                                                WA. 206-212-0099

                                                                                              South FL 954-314-0001

                                                                        FL. ​407-536-MONY
                                                                                                                                                  (6 6 6 9)

The products offered by Aero Capital Finance can be either Commercial, Business Loans or Merchant Cash Advances. These products are not consumer loans. Business Loans provided by third parties and subject to lender approval.